California Penal Code 484(e)-(j) PC

PC 484 – Credit Card Fraud

PC 484 - Credit Card Fraud

Credit Card Fraud – Table of Contents

Credit Card Fraud Overview

Laws in California related to credit card fraud cover multiple types of cards and a wide array of behavior. These include offenses under:

  • Penal Code sections 484e, 484f, 484g, 484h, 484i, 484j, and are related to offenses under sections 459, 470, 484, 487, 530, and 530.5(e).

These offenses range in severity and can often be charged as misdemeanors or felonies with varying punishments. Consult with a licensed criminal defense attorney to help you determine what this means for you.

In California credit card fraud includes access cards, which cover credit, debit, and ATM cards. What differentiates the specific charge someone may face, their possible defenses, and the possible punishment, is the kind of behavior surrounding the possession or use of a card.

In general, fraud is the intentional deceit of a person or entity that is intended to result in a benefit or advantage that one would not have received otherwise.

Common Types of Credit Card Fraud

  • Possession of a stolen credit/debit/ATM card.
  • Using a stolen or counterfeit card.
  • Altering a real card or manufacturing a counterfeit card.
  • Signing someone else’s name when you use their card without their permission.
  • Accepting a fraudulent card in exchange for goods and services where you know the card to be fraudulent.
  • Sharing a person or entity’s personal or card information with other unauthorized persons with the intent that they commit fraud.

Examples of Potential Penalties for Credit Card Fraud PC 484

  • 484e carries a penalty of up to one year in county jail AND a fine of up to $1,000 if charged as a misdemeanor. If charged as a felony, 484e carries a maximum penalty of sixteen months, three years, or four years in prison. Lower punishment may be appropriate depending on the facts of your specific case. Consult a licensed criminal defense attorney to find out. Restitution may also be ordered.
  • 484f, if charged as a misdemeanor, carries a maximum penalty of up to one year in jail. If charged as a felony it carries a punishment of sixteen months, two years, or three years. Restitution may also be ordered.
  • 484g has a punishment that varies based on the value of the items or services involved. Penalties can range from a $1,000.00 fine and/or six months in jail to a maximum of up to three years in prison. Consult with a licensed criminal defense attorney to find out what kind of punishment your unique case might carry. Restitution may be ordered.
  • 484h is punished similarly to 484g. Consult a licensed criminal defense attorney to find out what kind of punishment your unique case might carry. Restitution may be ordered.
  • 484i is punished with up to three years in prison depending on the circumstances in your case. Consult a licensed criminal defense attorney to find out what kind of punishment your unique case might carry. Restitution may be ordered.
  • 484j is punished by up to six months in jail and a maximum fine of $1,000.00. Restitution may be ordered.

Possible Defenses against PC 484

Criminal Intent

Casting Doubt

The prosecution always has to prove every element of a crime beyond a reasonable doubt. Based on the facts and circumstances of your unique case there may be multiple defenses available. The most critical element that the prosecutor must prove is that you intended the prohibited conduct you are charged with committing. This gives you a potentially powerful defense. Consult with a licensed attorney to find out how your case may be affected.

Free Consultation

If you have recently been arrested for PC 484, Credit Card Fraud, or related offense, please don’t hesitate to call our Los Angeles Criminal Defense Lawyers for a free, no-obligation consultation with Seppi Esfandi. During your call, Mr. Esfandi will hear the details of the case and advise you on the best approach to defend yourself. If you wish, a consultation in our office can be promptly scheduled.

Call Us for a FREE Case Review: 310-274-6529

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How to Win Your Case

We cannot stress enough that you read, understand and follow these 10 basic rules if you are criminally charged or under investigation:

  1. Don’t ever talk to the police
  2. Do not discuss your case with anyone
  3. Everything you tell your lawyer is confidential
  4. Tell police you need to contact your attorney
  5. Never consent to any search by the police
  6. If the police knock on your door, don't answer!
  7. Realize the consequences of a criminal conviction
  8. Your lawyer (not you) will contact any witnesses
  9. Information on your cell phone is evidence
  10. Early Intervention is the key

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